the magic of osap... really they are magicians...

here's my osap time line... and i'll let you be the judge of where money dissappears to while waiting for it.

spet. 6:
-spent 1hr waiting in line to sign papers for osap (late for 2nd class due to this)

sept. 7:
-osap recieves my forms and processing begins.
-first snag apparently i have to pay left over interest from previous balance before they will release new osap (why they can't just take money from new loan i'll never know?)
-tansfer right amounts of money into osap's hands (i just gave money to get money, my mom warned about scams like this)they say it will take 2 business days to see this in their computer's... umm where did the money go for 2days?

sept. 9:
-in theory osap should have my money... should... but i don't know maybe its still on vacation somewhere
-now they say it will take 2 days to figure out new loan (what were they doing the last 2 days?) we hit a weekend so in theory all loan should be proccesed by the 13

sept.13:
-loan in fact not processed by this day

sept. 14:
-loan actually processed and released to my bank... and now for the super duper trick it will take 5 buisness day to be reflected in my account... 5 days... where is it? i asked the bank guy this and he wasn't sure either.

sept.16:
-wondering where my money may be... wondering if its having a good time... wondering if its eating well, or if it has clean clothes or gas for its adventures cause i'm not, i need to learn this magic.

the best part... if i'm a day late making a payment to osap, i'm in deep crap, i get charged extra, i get a bad credit mark etc. ... if they are late giving me the money... too bad for me. oh and best part, i thought i was paying interest of prime + 2% but really i'm paying prime +2.5%.... so i was thinking... do you think i can open my own osap business? they seem to be making a lot of money off of me, i'm just thinking how much money i could be making off of other poor students who are just trying to learn and get a decent job with a good pension. i'm going to move to a country with free education... and i thought canada was a free country, too bad only the rich really get ahead here...

sorry venting (oops ranting) needed.